The only 24 hour emerg vet in our city does that too...with them it's pay before the procedure or they won't do it. Terrible, but chances are they've been burned badly before by people who never did pay up. Other vets here will allow people to make payment plans for the big ticket things. I empathize with you big time. When I was much younger and completely broke, we had an emergency with a dog, and we're told in the middle of the night on the Sunday of a long weekend that we needed to pay them $2000 cash right away for surgery for her or she would die, and actually said we didn't love our dog if we didn't do it. We didn't have it. Didn't have credit cards that went that high, even if I'd had it in the bank no way to get it out at that hour in those days. We were devastated, but had no option but to leave with her untreated. It was in the time before Google. We were very lucky that We knew people that knew dogs who told us to put her on a soft diet and we researched pancreatitis the moment the library reopened. Tuned out she didn't need the surgery after all. Careful diet management and she went on to live eight more years with no further pancreatic incidents. That was sheer luck for us, though. She totally could have gone the other way. Friends and family we asked to borrow from were like 'are you nuts? It's just a dog!' So glad people here know it's my family. I hope you can find some way to swing it, but I think we all get that sometimes all you can do is all you can do. Maybe given the amount you can arrange terms with them?
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